/* TaxOwl Advisors — homepage-specific styles
   Hero, about, contact, audience cards, FAQ — used only by /index.html.
   Loaded externally so browsers cache it (Cache-Control: max-age=86400).
   Extracted from inline <style> on 2026-05-05. */
:root{
    /* Canonical brand — Tailwind indigo on white, Inter throughout */
    --navy:#0F172A;
    --navy-ink:#0B1220;
    --navy-2:#334155;
    --indigo:#6366F1;
    --indigo-2:#4F46E5;
    --indigo-tint:#EEF2FF;
    --gold:#C8A14C;
    --gold-soft:#E8D7AB;
    --bg:#F9FAFB;
    --bg-cool:#F3F4F6;
    --line:#E5E7EB;
    --green:#137547;
    --muted:#6B7280;
    --sans:'Inter', 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
    --serif:'Inter', -apple-system, sans-serif;
  }
  html{scroll-behavior:smooth}
  body{
    margin:0;
    font-family:var(--sans);
    color:var(--navy);
    background:#fff;
    line-height:1.6;
    -webkit-font-smoothing:antialiased;
    font-feature-settings:"ss01", "kern";
  }
  img,svg{max-width:100%;display:block}
  h1,h2,h3{color:var(--navy);margin:0 0 14px;line-height:1.2;font-family:var(--sans);letter-spacing:-0.02em}
  h1{font-size:3.1rem;font-weight:800}
  h2{font-size:2rem;font-weight:700}
  h3{font-size:1.2rem;font-weight:700;letter-spacing:-0.01em}
  p{margin:0 0 14px}

  /* ---- NAV ---- */
  .nav{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line)}
  .nav-inner{max-width:1180px;margin:0 auto;padding:14px 24px;display:flex;align-items:center;justify-content:space-between;gap:24px}
  .nav-links{display:flex;gap:22px;align-items:center;list-style:none;margin:0;padding:0}
  .nav-links a{color:var(--navy);font-weight:600;font-size:0.95rem}
  .btn{display:inline-block;padding:12px 22px;border-radius:10px;font-weight:700;font-size:0.95rem;text-decoration:none;transition:all 0.15s;white-space:nowrap}
  .btn-primary,.nav-links a.btn-primary,a.btn-primary{background:#6366F1 !important;color:#ffffff !important;font-weight:800 !important;box-shadow:0 1px 2px rgba(0,0,0,0.15);letter-spacing:0.01em;text-decoration:none}
  .btn-primary:hover,.nav-links a.btn-primary:hover,a.btn-primary:hover{background:#4F46E5 !important;color:#ffffff !important;text-decoration:none;box-shadow:0 2px 6px rgba(55,48,163,0.35)}
  .btn-ghost{background:#fff;color:var(--navy);border:2px solid var(--line)}
  .btn-ghost:hover{border-color:var(--navy);text-decoration:none}
  @media (max-width:820px){
    .nav-links{display:none;position:absolute;top:100%;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);flex-direction:column;gap:0;padding:8px 0}
    .nav-links.open{display:flex}
    .nav-links li{width:100%}
    .nav-links a{display:block;padding:14px 24px;border-bottom:1px solid var(--line)}
    .nav-links .btn{margin:12px 24px;text-align:center}
    .nav-toggle{display:block}
  }

  /* ---- HERO ---- */
  .hero{background:linear-gradient(180deg, var(--bg) 0%, #FFFFFF 100%);padding:64px 24px 48px;text-align:center !important;position:relative}
  .hero::before{content:none}
  .hero-inner{max-width:820px;margin:0 auto}
  .eyebrow{display:inline-block;color:var(--indigo-2);padding:0;font-size:0.78rem;font-weight:700;letter-spacing:0.16em;text-transform:uppercase;margin-bottom:12px;background:transparent;font-family:var(--sans)}
  .hero h1{font-size:3.1rem;margin-bottom:14px;letter-spacing:-0.02em}
  .hero-lead{font-size:1.15rem;color:var(--navy-2);max-width:680px;margin:0 auto 22px;line-height:1.55}
  .hero-tagline{font-size:1.25rem;font-weight:800;color:var(--indigo-2);letter-spacing:-0.01em;line-height:1.2;margin:0 auto 14px;font-family:inherit;}
  @media (max-width:640px){.hero-tagline{font-size:1.1rem;margin-bottom:12px}}
  .hero-lead strong{color:var(--navy);font-weight:700}
  .hero-pills{display:flex;gap:12px;justify-content:center;flex-wrap:wrap;margin:0 auto 24px;max-width:680px}
  .hero-pill{display:inline-flex;align-items:center;gap:8px;background:#fff;border:1px solid var(--indigo-tint);color:var(--navy);padding:8px 16px;border-radius:999px;font-size:0.88rem;font-weight:600}
  .hero-pill::before{content:"✓";color:var(--indigo-2);font-weight:800;font-size:0.95rem}
  .hero-ctas{display:flex;gap:18px;justify-content:center;flex-wrap:wrap;margin-bottom:22px;align-items:center}
  .hero-ctas .btn-link{color:var(--indigo-2);font-weight:700;font-size:0.95rem;text-decoration:none;border-bottom:1.5px solid var(--indigo-2);padding-bottom:1px}
  .hero-ctas .btn-link:hover{opacity:0.7}
  .hero-fm-banner{display:inline-flex;align-items:center;gap:10px;background:#fff;border:1.5px solid var(--indigo);border-radius:999px;padding:10px 22px;font-size:0.92rem;color:var(--navy);font-weight:600;box-shadow:0 1px 4px rgba(99,102,241,0.08);margin-bottom:12px}
  .hero-fm-banner .fm-bolt{color:var(--indigo-2);font-size:1.1rem}
  .hero-fm-banner strong{color:var(--indigo-2);font-weight:800}
  .hero-fm-banner .fm-meta{color:var(--muted);font-weight:500}
  .hero-trust{font-size:0.85rem;color:var(--muted);margin-top:20px;text-align:center;line-height:1.6;letter-spacing:0.01em}
  .hero-trust span{display:inline}
  .hero-trust span:not(:last-child)::after{content:"\00B7";margin:0 10px;color:var(--line);font-weight:700;font-size:0.95em}
  @media (max-width:700px){
    .hero{padding:48px 20px 48px}
    .hero h1{font-size:2.1rem}
    .hero-lead{font-size:1.05rem}
    .hero-pills{gap:8px;margin-bottom:24px}
    .hero-pill{font-size:0.82rem;padding:7px 14px}
    .hero-fm-banner{flex-wrap:wrap;justify-content:center;font-size:0.85rem;padding:10px 18px}
  }

  /* ---- SECTIONS ---- */
  .section{padding:72px 24px}
  .section-alt{background:var(--bg)}
  .section-inner{max-width:1100px;margin:0 auto}
  .section-head{text-align:center;max-width:680px;margin:0 auto 36px}
  .section-head h2{margin-bottom:12px}
  .section-head p{color:var(--navy-2);font-size:1.05rem}

  /* ---- WHO WE SERVE (4 cards) ---- */
  .audience-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:24px}
  .audience-card{background:#fff;border:1px solid var(--line);border-radius:6px;padding:32px 28px;transition:all 0.18s ease;position:relative}
  .audience-card:hover{border-color:var(--indigo);transform:translateY(-2px);box-shadow:0 12px 28px rgba(99,102,241,0.12)}
  .audience-card .icon{width:auto;height:auto;background:transparent;color:var(--indigo-2);font-family:var(--sans);font-size:2.2rem;font-weight:800;margin-bottom:18px;display:block;line-height:1;letter-spacing:-0.02em}
  .audience-card h3{font-size:1.15rem;margin-bottom:10px}
  .audience-card p{font-size:0.94rem;color:var(--navy-2);margin:0;line-height:1.65}

  /* ---- SERVICES ---- */
  .services-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:20px}
  .service-card{background:#fff;border:1px solid var(--line);border-radius:12px;padding:30px 28px}
  .service-card h3{font-size:1.15rem;color:var(--navy);margin-bottom:10px}
  .service-card .service-meta{font-size:0.85rem;color:var(--indigo-2);font-weight:700;text-transform:uppercase;letter-spacing:0.06em;margin-bottom:14px}
  .service-card p{font-size:0.95rem;color:var(--navy-2);margin-bottom:14px}
  .service-card ul{margin:0;padding-left:20px;font-size:0.92rem;color:var(--navy-2)}
  .service-card ul li{margin-bottom:4px}

  /* ---- HOW IT WORKS ---- */
  .steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:24px;counter-reset:step}
  .step{position:relative;padding-top:16px}
  .step-num{position:absolute;top:-14px;left:0;width:44px;height:44px;background:var(--indigo);color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:800;font-size:1.1rem}
  .step h3{font-size:1.05rem;margin-top:40px;margin-bottom:8px}
  .step p{font-size:0.95rem;color:var(--navy-2);margin:0}

  /* ---- PRICING ---- */
  .pricing-table{background:#fff;border:1px solid var(--line);border-radius:14px;overflow:hidden;max-width:980px;margin:0 auto}
  .pricing-row{display:grid;grid-template-columns:1fr 160px;gap:32px;padding:22px 32px;border-bottom:1px solid var(--line);align-items:center}
  .pricing-row:last-child{border-bottom:none}
  .pricing-row:nth-child(even){background:#FAFBFD}
  .pricing-service{font-weight:700;color:var(--navy);font-size:1.02rem;line-height:1.4}
  .pricing-service .desc{display:block;font-weight:400;font-size:0.88rem;color:var(--navy-2);margin-top:4px;line-height:1.5}
  .pricing-price{font-weight:800;color:var(--navy);font-size:1.45rem;text-align:right;line-height:1.1}
  .pricing-price .from{font-size:0.75rem;color:var(--muted);font-weight:600;display:block;margin-top:4px;letter-spacing:0.04em;text-transform:uppercase}
  .pricing-cta{text-align:right}
  .pricing-note{margin-top:24px;text-align:center;font-size:0.9rem;color:var(--muted);max-width:640px;margin-left:auto;margin-right:auto}
  @media (max-width:700px){
    .pricing-row{grid-template-columns:1fr;gap:10px;padding:18px 22px}
    .pricing-price{text-align:left;font-size:1.3rem}
    .pricing-price .from{margin-top:2px}
  }

  /* ---- ABOUT ---- */
  .about-grid{display:grid;grid-template-columns:1fr 1.5fr;gap:48px;align-items:center}
  .about-photo{background:#EEF0FE;border-radius:14px;aspect-ratio:1/1;display:flex;align-items:center;justify-content:center;padding:48px;border:none}
  .about-logo-img{max-width:90%;height:auto;max-height:120px;display:block}
  .about-content h2{margin-bottom:16px}
  .about-content p{font-size:1rem;color:var(--navy-2);margin-bottom:14px}
  .about-credentials{background:#F6F8FB;border-left:3px solid var(--indigo);padding:18px 22px;margin-top:18px;font-size:0.92rem;color:var(--navy-2);border-radius:0 6px 6px 0}
  .about-credentials > strong{color:var(--navy);display:block;margin-bottom:10px;font-size:0.95rem}
  .cred-list{list-style:none;padding:0;margin:0 0 12px 0}
  .cred-list li{padding:8px 0;border-bottom:1px solid var(--line);line-height:1.5}
  .cred-list li:last-child{border-bottom:none}
  .cred-list li strong{color:var(--navy);font-weight:700}
  .cred-list li a{color:var(--indigo-2);font-weight:600;text-decoration:none;border-bottom:1px solid var(--indigo-2);transition:opacity 0.2s ease}
  .cred-list li a:hover{opacity:0.7}
  .cred-footnote{margin-top:14px;padding-top:12px;border-top:1px solid var(--line);font-size:0.85rem;color:var(--muted);line-height:1.5}
  @media (max-width:760px){
    .about-grid{grid-template-columns:1fr;gap:28px}
  }

  /* ---- FAQ ---- */
  .faq-list{max-width:820px;margin:0 auto}
  .faq-item{background:#fff;border:1px solid var(--line);border-radius:10px;margin-bottom:12px;overflow:hidden}
  .faq-q{width:100%;background:none;border:none;text-align:left;padding:18px 24px;font-weight:700;color:var(--navy);font-size:1rem;cursor:pointer;display:flex;justify-content:space-between;align-items:center;font-family:inherit}
  .faq-q:hover{background:#F6F8FB}
  .faq-q::after{content:"+";font-size:1.4rem;color:var(--indigo);font-weight:400}
  .faq-item[open] .faq-q::after{content:"−"}
  .faq-a{padding:0 24px 20px;font-size:0.95rem;color:var(--navy-2)}
  .faq-a p{margin:0 0 10px}
  .faq-a p:last-child{margin-bottom:0}

  /* ---- CTA BAND ---- */
  .cta-band{background:var(--navy);color:#fff;padding:60px 24px;text-align:center;border-radius:16px;margin:0 24px}
  .cta-band-inner{max-width:720px;margin:0 auto}
  .cta-band h2{color:#fff;font-size:2rem;margin-bottom:14px}
  .cta-band p{color:#CBD5E1;font-size:1.05rem;margin-bottom:28px}

  /* ---- CONTACT ---- */
  .contact-grid{display:grid;grid-template-columns:1fr 1.3fr;gap:48px;align-items:start}
  .contact-info h3{margin-bottom:12px}
  .contact-info p{color:var(--navy-2);font-size:0.95rem;margin-bottom:10px}
  .contact-info a{color:var(--indigo-2);font-weight:600}
  .contact-form{background:#fff;border:1px solid var(--line);border-radius:12px;padding:28px}
  .form-row{margin-bottom:16px}
  .form-row label{display:block;font-size:0.85rem;font-weight:700;color:var(--navy);margin-bottom:6px}
  .form-row input,.form-row textarea,.form-row select{width:100%;padding:11px 14px;border:1px solid var(--line);border-radius:8px;font-size:0.95rem;font-family:inherit;color:var(--navy);background:#fff}
  .form-row input:focus,.form-row textarea:focus,.form-row select:focus{outline:none;border-color:var(--indigo);box-shadow:0 0 0 3px rgba(99,102,241,0.12)}
  .form-row textarea{min-height:100px;resize:vertical}
  .form-submit{width:100%;padding:14px;background:var(--indigo);color:#fff;border:none;border-radius:10px;font-weight:700;font-size:1rem;cursor:pointer;transition:background 0.15s}
  .form-submit:hover{background:var(--indigo-2)}
  @media (max-width:760px){
    .contact-grid{grid-template-columns:1fr;gap:28px}
  }

  /* ---- FAMILY BAR ---- */
  .family-bar{background:var(--bg);padding:48px 16px;text-align:center;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
  .family-label{font-size:0.78rem;font-weight:700;color:var(--muted);letter-spacing:0.12em;text-transform:uppercase;margin-bottom:28px}
  .family-tagline{font-size:0.92rem;font-weight:600;color:var(--navy);font-style:italic;letter-spacing:-0.005em;margin-bottom:22px;text-align:center;}
  .family-logos{display:flex;gap:28px;justify-content:center;align-items:center;flex-wrap:wrap;row-gap:32px;max-width:1200px;margin:0 auto}
  .family-logo{display:inline-flex;flex-direction:column;align-items:center;gap:6px;text-decoration:none;transition:opacity 0.2s ease, transform 0.2s ease}
  .family-logo img{height:36px;width:auto;display:block}
  .family-logo:hover{opacity:0.75;transform:translateY(-1px)}
  .family-logo[aria-disabled="true"]{cursor:default;pointer-events:none}
  .family-logo[aria-disabled="true"] img{opacity:0.55;filter:grayscale(0.2)}
  .family-coming-pill{font-size:0.7rem;font-weight:700;color:var(--muted);letter-spacing:0.08em;text-transform:uppercase;background:var(--line);padding:2px 8px;border-radius:10px}
  @media (max-width: 640px){
    .family-logos{gap:32px;row-gap:24px}
    .family-logo img{height:30px}
  }

  /* ---- FOOTER ---- */
  footer{background:linear-gradient(135deg, #00194A 0%, #1e1b4b 100%);color:#CBD5E1;padding:48px 24px 28px;border-top:3px solid var(--indigo)}
  footer h4{color:#fff !important}
  footer a{color:#CBD5E1}
  .footer-inner{max-width:1100px;margin:0 auto;display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:36px}
  footer h4{color:#fff;font-size:0.85rem;text-transform:uppercase;letter-spacing:0.08em;margin:0 0 14px}
  footer ul{list-style:none;margin:0;padding:0}
  footer ul li{margin-bottom:8px;font-size:0.9rem}
  footer ul a{color:#CBD5E1}
  footer ul a:hover{color:#fff}
  .footer-tag{font-size:0.9rem;max-width:360px;margin-bottom:16px}
  .footer-legal{max-width:1100px;margin:36px auto 0;padding-top:20px;border-top:1px solid rgba(255,255,255,0.1);font-size:0.78rem;color:#94A3B8;line-height:1.7}
  .footer-legal p{margin:0 0 8px}
  @media (max-width:760px){
    .footer-inner{grid-template-columns:1fr;gap:28px}
  }
  /* HOMEPAGE_ORG_GRID_v1 — Pick Your Organizer section */
  .org-grid{display:grid;grid-template-columns:repeat(3, 1fr);gap:20px;margin-top:32px;}
  @media (max-width:1000px){.org-grid{grid-template-columns:repeat(2, 1fr)}}
  @media (max-width:640px){.org-grid{grid-template-columns:1fr}}
  .org-card{background:#fff;border:1.5px solid var(--line);border-radius:12px;padding:28px 26px;display:flex;flex-direction:column;transition:transform 0.18s ease, box-shadow 0.18s ease, border-color 0.18s ease;}
  .org-card:hover{transform:translateY(-2px);box-shadow:0 8px 24px rgba(25,41,60,0.08);border-color:var(--indigo);}
  .org-icon{width:56px;height:56px;background:var(--indigo-tint);border-radius:12px;display:flex;align-items:center;justify-content:center;margin-bottom:18px;color:var(--indigo-2);}
  .org-icon svg{width:30px;height:30px;stroke-width:2;}
  .org-card h3{margin-bottom:6px;font-size:1.15rem;color:var(--navy);}
  .org-card .form-num{font-size:0.78rem;color:var(--muted);font-weight:600;letter-spacing:0.04em;text-transform:uppercase;margin-bottom:14px;}
  .org-card p{font-size:0.93rem;color:var(--navy-2);margin-bottom:18px;flex-grow:1;line-height:1.5;}
  .org-card .org-cta{display:inline-flex;align-items:center;gap:6px;background:#6366F1;color:#fff !important;padding:10px 18px;border-radius:8px;font-size:0.9rem;font-weight:700;text-decoration:none;align-self:flex-start;transition:background 0.18s ease;}
  .org-card .org-cta:hover{background:#4F46E5;text-decoration:none;}
  .org-foot-note{margin:28px auto 0;text-align:center;font-size:0.92rem;color:var(--muted);max-width:560px;}